Unichoice™ Cooperative, Inc. (Unichoice™). The primary job task is the administration of the SecurChoice™ Pre-need programs. In addition to that, Unichoice™ sells books, brochures, post funeral follow-up programs, forms and other funeral related items. Click on "About Unichoice™" for more information.

"SecurChoice™ is funeral planning and funding before the need arises."

SecurChoice™ is a pre-need funeral funding program whereby licensed Pennsylvania funeral directors utilize a bank trust, with PNC Bank  as Trustee or an insurance policy issued by Funeral Directors Life Insurance Company, to fund pre-arranged funerals for families they serve. Click on "Pre-need Programs" for more information.

*Please Note - Prepaid Envelopes for SecurChoice Will Be Available Until July 2025
The SecurChoice Trust has been experiencing problems and delays in receiving mail in its prepaid envelopes. Many failed efforts have been made to rectify this situation. After lengthy discussion the decision to discontinue the use of prepaid envelopes and our postal permit has been made. SecurChoice will continue to receive mail in the prepaid envelopes your funeral home currently has in stock until July of 2025. In July of 2025 and after, mail sent in prepaid envelopes will no longer be received. Efforts are being made to integrate digital payments and applications in the near future.


2025 Trust Annuity Rate 3.4% Compounded

Effective October 1, 2023



Current Avg. CD Rate
1 year - 2.65%
5 year - 2.83%

10 Year Treasury Rate
4.64%

(Rates updated monthly.)

SecurChoice™ offers a variety of pre-need programs including trust and insurance options.

LEARN MORE

Members will find answers
to frequently asked questions
and resources for pre-need programs in the resources
section of this website.

LEARN MORE

Our mission is to provide products and services to
support funeral homes and their service to the community.


"Participation . . . . A Mutual Benefit For All"

The SecurChoice™ Pre-need programs are administered by Unichoice™ and they are endorsed by PFDA.  Member participation generates a considerable amount of non-dues revenue, which helps support the mission of both companies. A very important part of that mission is advocacy on behalf of member funeral directors and the preservation of your license.